What is a Bond?

What is a Bond? If we look into the historical figures of bonds the long term bonds averaged 5.4% rate of return from 1928-2011 and the stocks return averaged 11.2%. So it’s as important to know about the bonds as stocks or Mutual funds. A bond simply means; an agreement that you are lending someone…

How to retire early!

How to retire early Who doesn’t want to retire early? Well all of us do, isn’t it true. Well, let’s see what can we do to achieve this goal? Start Saving – You might think that I am already doing this. But how seriously that’s the question. The more we save during the early years…

Super Visa Eligibility

Supervisa Eligibility – Who can apply? The eligibility for the parent and grandparent super visa, you should: be the parent or grandparent of a permanent resident of Canada or a Canadian citizen, be permitted to enter Canada and meet certain different conditions. Immigration officers consider a few things before they choose in the event that…

High Limit Disability Insurance

High-limit Disability insurance A High Limit Disability Insurance (HLDI) policy is a non-conventional policy that is composed on top of existing group and individual disability coverage to cover the highly compensated experts or professionals. A HLDI policy fills in the distinction where conventional group and individual long term disability policies end and the total amount…