munishmehan

I have been testing my knowledge and so called financial wisdom by trying to predict the prices of few commodities like oil, gold etc. I have learned that I am bad at market timing the markets like so many others. On the other hand I believe its hard to predict the day to day prices […]

How long is the processing time for Supervisa ? It completely depends upon the country you are applying from.  Because it varies with the number of applications received for super visa in a specific country. The time for Super visa application is calculated from the day IRCC receives your application until the day they make […]

Do you want to leave the rental life behind and own a house? Here are the few steps you might consider. Getting Mortgage The first step towards buying a home is to get the mortgage approved. To help you work in this process you could choose to work with a mortgage broker or Bank. The […]

Very few plans remain same for next 5 years. If you haven’t looked your plan recently then it’s the time to take a close look into your financial plans. It’s very easy to make mistakes in planning if you don’t record, review and updated it as per the needs. It has 5 parts in total […]

If we look into the historical figures of bonds the long term bonds averaged 5.4% rate of return from 1928-2011 and the stocks return averaged 11.2%. So it’s as important to know about the bonds as stocks or Mutual funds. A bond simply means; an agreement that you are lending someone else money. It could […]

How to retire early Who doesn’t want to retire early? Well all of us do, isn’t it true. Well, let’s see what can we do to achieve this goal? Start Saving – You might think that I am already doing this. But how seriously that’s the question. The more we save during the early years […]

My husband Steve died in an accident. It was so sudden and  shocking that it took several days for me to come out of the grief trying to live normally being a mother of two kids. Steve and I accidently met at a party and fell in love. In a few years of time we […]

You get the chance to pick – start date for the plan and you can simply change the effective date before the coverage starts. For Example – If speculative effective date of plan is first of March, for reasons unknown application handling takes longer time or travel plan change as a result of non accessibility […]

When buying travel insurance, the Confirmation of Coverage and policy wording structure the agreement. Together they are the manual for what will and won’t be covered. Understanding these two things when buying insurance is basic. The policy wording contains different, similarly imperative parts: The Table of Contents tells you where each area of the policy […]

When buying Super Visa Insurance for your parents you must go through the policy wording. It helps you to determine if you are eligible and what restrictions do apply. They may vary for each individual due to age, an illness, coverage amount to a pre existing condition etc. Most of your questions will be answered […]