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Critical illness is a severe health condition that devastatingly affects an individual’s way of life and requires a lot of money for the treatment. It might likewise prompt to loss of salary because of the disability to work. Few examples of critical illnesses are Coma, Heart attack, Cancer, Blindness, Deafness, Paralysis, Parkinson and  Alzheimer`s disease […]

What to do if your luggage gets delayed a. Report to the carrier agency When you realize that your luggage is delayed then you can immediately report it to the carrier agency such as airline, tour operator agency. If the delays are lengthy and which affects your travel plans then you can ask for the compensation.  […]

What to do when someone insured for policy suddenly dies. Contact Insurance company or the agent Contact the Insurance company immediately and talk to the assistant team for the immediate help regarding the procedure and required help. Our professional experts will help you in handling the situation and dealing with problems, if any. The authorities […]

Until such things happen, you will not even think about it but the moment you face such trouble, you need to know about how to deal with it. Illness or Injury What to do if you’re hurt in an accident Make sure you are safe While in the journey, make sure that everyone is safe […]

The RESP contribution is very effective educational saving plan having No annual contribution limit Lifetime contribution limit $50,000 per beneficiary Money invested in an RESP grows tax-free to be used for higher education of the children The tax implication on the withdrawals will be as per the MTR of your child Free money (Educational Grant) […]

Credit disability insurance is for those individuals who purchase a house and use the property as a collateral for mortgage loan. The best thing about it is that regardless of the possibility that you are getting the disability benefits from your work/WCB, it won’t offset them against the monthly allowance as much as your monthly […]

Disability Insurance is also called DI or disability income insurance. It helps to claim the beneficiary’s earned income against the disability which creates the hindrance for insured to work due to an injury or illness. For instance, the worker may experience an inability on account of Physical injury or a sickness or Illness. It envelopes […]

A life insurance policy is defined as an agreement with an insurance agency. In return for premium installments or payments, the insurance company gives a lump amount payment, which is also known as a death benefit, to beneficiaries upon the death of the insured. Life insurance is chosen in view of the requirements and objectives […]

How does the RESP works? RESP is an individual education savings scheme which involves four different parties which are the subscriber, the beneficiary, the promoter and the trustee. The subscriber is the one who keeps contributing to the RESP plan without fail and makes savings. The beneficiary is the one who is designated by the […]

Most of the Canadian parents are expected to pay for their child education, especially for the post-secondary education but the cost of education keeps on rising. The college degree which is four years would cost as much as $70,000. The cost of the education will go up $120,000 for the child born in 2015. So […]