At the time of buying travel insurance you must go through the policy wording to get thorough knowledge about the policy.
A policy wording is the document which contains information regarding the insurance contract. You could obtain this document from licensed insurance broker and it can solve most of your queries. Following are the steps you may follow.
Initially you must check your criteria to select the appropriate policy whether you are eligible for that coverage or no.
Secondly you must go through pre existing medical conditions coverage along with the policy exclusions. The stability factor is one of the important factors for visitor and travel insurance.
Next thing to be considered is the benefits like repatriation of remains, funeral coverage, dental coverage & if it covers accidental death.
Most of the supervise & visitor Insurance policies have all these benefits but some have not. Its always the best practice to go through the policy wording with your broker.
To clear all the terminologies refer to the Definitions in the policy ,which are written in bold letters. Finally, if you want to claim then discuss with your licensed insurance broker and complete the process. As brokers can suggest you number of other alternatives. You can contact experienced broker @.+1 (587) 718-8001