Being self-employed gives you the freedom to shape your future and lifestyle. The disadvantage is not having a company paid medical plan for costly out-of- pocket expenses.
Buying a medical plan is a smart way to fill the gap between those medical expenses that occur, but are not covered by a provincial health plan. You can select from the health only or health and dental coverage.
These benefits may include Extended Health benefits, Vision Care, Prescription Drugs, Dental Care, and Semi-Private or Private Hospital.