We are licensed in five provinces: Alberta, British Columbia, Manitoba, Ontario, and Saskatchewan.
Our Commitment
With over a decade of experience in the Insurance industry, we strive to understand and satisfy the needs and expectations of our clients. We recognize that personal insurance plans are among the most important decisions individuals make.
Our Philosophy
Few things are as rewarding as a job well done. The confidence our clients feel when their needs have been met is our ultimate goal. We promise to provide the best pre-sale and post-sale services for all your existing and new insurance or investment needs.
FAQs & Commonly used terms
Is Thesupervisa.com an insurance company?
No, we are an independent Canadian insurance brokerage agency and we only distribute medical insurance policies produced by the Canadian Insurance companies such as Canada Life, Manulife, Industrial alliance, Sunlife, Destination Travel, RIMI, GMS & Blue Cross, etc.
Understanding Pre-Existing Medical Conditions in Health Insurance
A pre-existing medical condition refers to any health issue—such as an illness, injury, or chronic condition—that was present before the start date of a new health insurance policy. This encompasses conditions for which an individual has received a diagnosis, treatment, or exhibited symptoms prior to obtaining coverage. Common examples include asthma, diabetes, cancer, and heart disease.
The stability period is a crucial concept in health insurance. It refers to a designated timeframe during which a pre-existing condition must remain stable—meaning no new symptoms, treatments, or changes in medication—for the condition to be covered under the new policy. This period varies among insurers but commonly ranges from 90 to 365 days before the policy's effective date.
Always examine the terms of any health insurance policy to understand how pre-existing conditions are managed.
The stability period is a crucial concept in health insurance. It refers to a designated timeframe during which a pre-existing condition must remain stable—meaning no new symptoms, treatments, or changes in medication—for the condition to be covered under the new policy. This period varies among insurers but commonly ranges from 90 to 365 days before the policy's effective date.
Always examine the terms of any health insurance policy to understand how pre-existing conditions are managed.
Changing the Effective Date
To adjust the effective date of your policy, you should contact us before the current effective date. Timely communication is crucial to ensure continuous protection
Policy Extensions and Renewals
Regarding policy extensions or renewals, it's essential to notify us before the expiry date of your current plan.
Do Visitors to Canada and Super Visa medical insurance cover regular doctor visits for general checkup or routine blood work?
No, only an expense related to a medical emergency is covered under these plans.
What does Deductible mean?
An insurance deductible is the amount you pay out-of-pocket before your insurer begins to cover expenses. Choosing a higher deductible often results in lower policy premiums, but it's crucial to balance potential savings with your financial capacity to handle unexpected costs.
Example: An insured person has a stomach ache while having a policy with $500 deductible. A claim bill is $800, then a person must pay $500 deductible from his pocket first and the rest $300 is paid out by the insurance company.
Example: An insured person has a stomach ache while having a policy with $500 deductible. A claim bill is $800, then a person must pay $500 deductible from his pocket first and the rest $300 is paid out by the insurance company.
Satisfied Clients
Licensed in provinces
Claims Settled
Stars Reviews
