Key Highlights
Financial security for
your loved ones
Safeguarding your
legacy
Tax-exempt death
benefit
Insurance coupled with investment benefits
Access to leading Canadian insurance providers
Fully customizable products
The Importance of Life Insurance
Life insurance is a crucial financial tool that provides security and peace of mind for individuals and their families. It serves as a safety net, ensuring that loved ones are financially protected in the event of an unforeseen tragedy.
Term Life Insurance
This life insurance product offers a cost-effective solution to cover your short-term or fixed-term financial needs. Designed for flexibility and security, it provides guaranteed coverage for a specified period, as long as premiums are maintained.
Key Features:
- Enjoy fixed premiums for the entire policy duration.
- Extend or convert your policy as your needs evolve.
- Choose coverage for 10, 20, or 30 years.
- Tailor your coverage to fit your budget and needs.
for short-term needs
Mortgage Protection
Debt Protection
Income Replacement
Child Education
Business Protection
Critical Illness Insurance
Critical Illness Insurance provides financial protection by offering a lump-sum payout if you’re diagnosed with a covered serious illness. This insurance helps cover medical expenses, loss of income, or any other financial obligations during recovery, ensuring peace of mind for you and your family.
Key Features:
- Receive a tax-free lump sum upon diagnosis of a covered illness.
- Covers major illnesses such as cancer, heart attack, stroke, and more.
- Choose coverage amounts and terms that fit your needs.
- Some policies offer a refund of premiums if no claim is made.
- Options available to extend protection to your loved ones.
for medical issues
Stroke
Cancer
Diabetes
organ transplants
Other health related issues
Non Medical Life Insurance
Non-Medical Life Insurance provides life coverage without requiring a medical exam, making it an ideal option for individuals who may have health concerns or prefer a simplified application process. This type of policy offers financial security to your loved ones with minimal underwriting requirements.
Key Features:
- Get coverage without undergoing medical tests.
- Simplified application with quicker processing times.
- Ideal for individuals with pre-existing medical conditions.
- Various coverage options to fit your needs and budget.
- Provides a tax-free lump sum payout to beneficiaries.
- Some policies offer additional payouts for accidental death.
for medical issues
Cardio-vascular Disease
Diabetes
Cancer
Kidney Disease
Liver Disease
Travel Insurance
Travel Insurance provides financial protection against unexpected events while traveling, ensuring peace of mind during your trip. Whether for leisure or business, this coverage safeguards you from medical emergencies, trip cancellations, lost luggage, and other travel-related risks.
Key Features:
- Covers medical expenses, hospital stays, and emergency evacuation.
- Compensation for lost, stolen, or delayed luggage.
- Financial protection in case of severe injury or loss of life during travel.
- Access to emergency support, medical referrals, and travel assistance anytime, anywhere.
- Access to emergency support, medical referrals, and travel assistance anytime, anywhere.
- Options for single-trip, multi-trip, or annual coverage based on your travel needs.
for medical issues
Emergency Medical Coverage
Trip Cancellation & Interruption
24/7 Assistance Services
Customizable Plans
Health & Dental Insurance
Health & Dental Insurance helps cover medical and dental expenses not included in government health plans, ensuring you and your family have access to essential healthcare services without financial strain. This coverage supports routine check-ups, prescription drugs, dental treatments, and more.
Key Features:
- Helps pay for medications prescribed by a doctor.
- Covers routine check-ups, cleanings, fillings, extractions, and major dental procedures.
- Includes eye exams, prescription glasses, and contact lenses.
- Covers physiotherapy, chiropractic care, massage therapy, and other paramedical services.
- Access to preventive health services and specialist consultations.
- Easy approval for select policies.
for medical issues
Dental Care Benefits
Vision Care
Hospital & Emergency Medical Coverage
Preventive & Specialist Care
Disability Insurance
Disability Insurance provides income protection if you become unable to work due to an illness or injury. This coverage ensures financial stability by replacing a portion of your income, helping you cover daily expenses, bills, and medical costs while you recover.
Key Features:
- Receive a percentage of your income if you're unable to work due to a covered disability.
- Choose between temporary or extended protection based on your needs.
- Payments are typically tax-free if premiums are paid with after-tax dollars.
- Select coverage amounts and benefit periods that suit your lifestyle.
- Some plans provide partial payments if you can work part-time but not full-time.
- Assistance programs to help you return to work when you're ready.
for medical issues
Income Replacement
Vision Care
Flexible Coverage Options
Rehabilitation Support
