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We are licensed in four provinces: Alberta, British Columbia, Ontario, and Saskatchewan.

Our Commitment

With over a decade of experience in the insurance industry, we are committed to understanding and meeting the needs and expectations of our clients. We recognize that choosing a personal insurance plan is one of the most important decisions an individual can make.

Our Philosophy

Few things are as rewarding as a job well done. The confidence our clients feel when their needs are met is our ultimate goal. We are committed to providing exceptional pre-sale and post-sale service for all your existing and future insurance and investment needs.

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SUPERVISA

FAQs & Commonly used terms

Is Thesupervisa.com an insurance company?
No, we are an independent Canadian insurance brokerage agency, and we exclusively offer medical insurance policies from reputable Canadian insurance companies such as Canada Life, Manulife, iA Financial Group, Sun Life, Destination Travel, RIMI, GMS, Blue Cross, and others

A pre-existing medical condition refers to any health issue—such as an illness, injury, or chronic condition—that existed before the start date of a new health insurance policy. This includes conditions for which an individual has received a diagnosis, undergone treatment, or shown symptoms prior to obtaining coverage. Common examples include asthma, diabetes, cancer, and heart disease.

The stability period is a key concept in health insurance. It represents a specific timeframe during which a pre-existing condition must remain stable—meaning there are no new symptoms, no changes in treatment, and no alterations in medication—in order for the condition to be covered under a new policy. The required stability period varies among insurers but typically ranges from 90 to 365 days before the policy’s effective date.

It is essential to carefully review the terms and conditions of any health insurance policy to fully understand how pre-existing conditions are treated.

To adjust the effective date of your policy, you should contact us before the current effective date. Timely communication is crucial to ensure continuous protection
Regarding policy extensions or renewals, it’s essential to notify us before the expiry date of your current plan.
No, only an expense related to a medical emergency is covered under these plans.
 

An insurance deductible is the amount you pay out-of-pocket before your insurer begins to cover expenses. Choosing a higher deductible often results in lower policy premiums, but it’s crucial to balance potential savings with your financial capacity to handle unexpected costs.

Example: An insured person has a stomach ache while having a policy with $500 deductible. A claim bill is $800, then a person must pay $500 deductible from his pocket first and the rest $300 is paid out by the insurance company.

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