Month: February 2020

If we look into the historical figures of bonds the long term bonds averaged 5.4% rate of return from 1928-2011 and the stocks return averaged 11.2%. So it’s as important to know about the bonds as stocks or Mutual funds. A bond simply means; an agreement that you are lending someone else money. It could […]

How to retire early Who doesn’t want to retire early? Well all of us do, isn’t it true. Well, let’s see what can we do to achieve this goal? Start Saving – You might think that I am already doing this. But how seriously that’s the question. The more we save during the early years […]

My husband Steve died in an accident. It was so sudden and  shocking that it took several days for me to come out of the grief trying to live normally being a mother of two kids. Steve and I accidently met at a party and fell in love. In a few years of time we […]

You get the chance to pick – start date for the plan and you can simply change the effective date before the coverage starts. For Example – If speculative effective date of plan is first of March, for reasons unknown application handling takes longer time or travel plan change as a result of non accessibility […]

When buying travel insurance, the Confirmation of Coverage and policy wording structure the agreement. Together they are the manual for what will and won’t be covered. Understanding these two things when buying insurance is basic. The policy wording contains different, similarly imperative parts: The Table of Contents tells you where each area of the policy […]

When buying Super Visa Insurance for your parents you must go through the policy wording. It helps you to determine if you are eligible and what restrictions do apply. They may vary for each individual due to age, an illness, coverage amount to a pre existing condition etc. Most of your questions will be answered […]

On the off chance that you are keen on inviting or sponsoring your parent or grandparent for a Super Visa, you should remember that there are income related prerequisites while doing as such. Some portion of the prerequisites of the Visa application is exhibiting that you have an adequate income according to the Minimum Necessary […]

Supervisa Eligibility – Who can apply? The eligibility for the parent and grandparent super visa, you should: be the parent or grandparent of a permanent resident of Canada or a Canadian citizen, be permitted to enter Canada and meet certain different conditions. Immigration officers consider a few things before they choose in the event that […]

High-limit Disability insurance A High Limit Disability Insurance (HLDI) policy is a non-conventional policy that is composed on top of existing group and individual disability coverage to cover the highly compensated experts or professionals. A HLDI policy fills in the distinction where conventional group and individual long term disability policies end and the total amount […]

Mutual Funds Definition A mutual fund defines as money which is invested on behalf of unit holders in insurance that may include money market investment, stocks, and bonds. Provisional securities controllers manage these sorts of funds and give no assurances on investment execution. Mutual funds are most appropriate for individuals who need a wide assortment […]