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Super Visa Insurance British Columbia
Super Visa Insurance · British Columbia
Super Visa Insurance in British Columbia
From Metro Vancouver to Surrey, Victoria, Kelowna, and beyond, we help BC families arrange compliant Super Visa medical insurance for visiting parents and grandparents — fast, affordable, and IRCC-ready.
8,000+BC applicants insured
10 minaverage quote turnaround
A+rated insurance partners
Province-Wide Coverage
Super Visa insurance across British Columbia
British Columbia has one of the largest South Asian and Filipino communities in Canada, concentrated in Surrey, Abbotsford, Richmond, and Vancouver — and one of the highest volumes of Super Visa applications in the country. We help families throughout Metro Vancouver, the Fraser Valley, Vancouver Island, and the Okanagan get their parents’ insurance sorted quickly.
Landing at YVR or arriving via a connecting flight to Victoria or Kelowna, your parents’ Super Visa insurance needs to be active and documented before they board. We issue proof-of-insurance letters the same day, so there’s no last-minute scramble before departure.
The Requirements
What Super Visa insurance must include
$
$100,000 minimum
Coverage must be at least $100,000 CAD for health, hospitalization, and repatriation.
1
Full year validity
The policy must be valid for a minimum of one year from the date of entry to Canada.
✓
Right type of coverage
Must cover healthcare, hospitalization, and repatriation specifically — general travel plans don’t always qualify.
CA
Canadian insurer
Purchased from a Canadian company licensed and regulated to sell insurance in Canada.
Understanding the Basics
What is Super Visa insurance?
BC’s Medical Services Plan (MSP) does not cover visitors, including parents and grandparents visiting on a Super Visa. Healthcare in BC — like everywhere in Canada — can be extremely expensive for anyone without provincial coverage or private insurance. Super Visa insurance is the private policy that stands in for MSP during your parents’ stay, covering emergency and hospital care.
It’s also non-negotiable for the visa itself: IRCC requires proof of a qualifying policy before approving the Super Visa application, so this step comes before travel bookings are finalized.
Coverage Details
What is covered — and what is not
Typically covered
- Emergency hospital care and surgery
- Doctor and specialist visits
- Diagnostic tests (X-rays, lab work, imaging)
- Prescription drugs tied to a covered emergency
- Ambulance service
- Repatriation if needed
Typically excluded
- Routine checkups and elective procedures
- Pre-existing conditions not stabilized (varies by plan)
- Dental care, except accident-related emergencies
- Vision care and eyewear
- Cosmetic procedures
Have a pre-existing condition in the family? Several insurers offer stability-period options (as short as 90 days) that can still qualify your parents for coverage. Ask us before assuming they can’t be insured.
Cost Comparison
The real cost of an uninsured emergency in BC
| Situation | Cost without insurance | Cost with Super Visa insurance |
|---|---|---|
| 3-day hospital stay in Vancouver | $13,000 – $28,000 | Deductible only |
| Emergency heart procedure | $45,000+ | Deductible only |
| Ambulance transport | $600 – $2,500 | Covered |
| Medical evacuation from Vancouver Island | $15,000+ | Covered |
Income Requirement
LICO requirement for the host in BC
As the person inviting your parents or grandparents, you must show your income meets or exceeds the federal Low Income Cut-Off (LICO) for your household size. This national threshold applies the same way to hosts in BC as anywhere else in Canada.
| Family size (including you) | Minimum necessary income (approx.) |
|---|---|
| 2 people | $32,899 |
| 3 people | $40,445 |
| 4 people | $49,106 |
| 5 people | $55,695 |
| 6 people | $62,814 |
Figures are approximate and change annually — confirm current LICO thresholds with IRCC before applying.
Paperwork
Documents you will need
For the insurance policy
- Parent/grandparent’s passport details
- Planned arrival and length of stay
- Basic health questionnaire
- Payment for the first premium
For the Super Visa application
- Proof of insurance (we provide this)
- Letter of invitation from you
- Proof of your income (Notice of Assessment, employment letter)
- Parent/grandparent relationship documents
Flexible Payment
Pay monthly instead of all at once
Lower upfront cost
Monthly payment plans spread the premium out so you’re not paying a full year at once.
Pre-existing conditions considered
We work with insurers who offer coverage options even when a parent has a manageable pre-existing condition.
Cancel and get a refund
If your parents return home early, unused premium is generally refundable — we’ll walk you through how.
How It Works
Getting covered takes minutes
1
Tell us the details
Ages, travel dates, and any health conditions.
2
Compare quotes
We show you real quotes from multiple licensed insurers.
3
Choose and pay
Pick the plan that fits your budget — pay monthly or annually.
4
Get your documents
Your policy and proof-of-insurance letter arrive the same day.
Why BC Families Choose Us
Local advice you can trust
We know BC
From Surrey to Richmond to Vancouver Island, we understand where families across the province are sponsoring from.
Multiple insurers compared
We’re not tied to one company — we shop your policy across several licensed Canadian insurers.
Multilingual support
Support available in Punjabi, Hindi, Mandarin, Cantonese, and Tagalog in addition to English.
Same-day documents
Your proof-of-insurance letter is issued the day you buy, so your visa application isn’t delayed.
Claims help included
If your parents ever need to make a claim, we help you navigate it — not just the insurer’s call centre.
No hidden fees
The quote you see is the price you pay, with all terms explained upfront.
FAQ
Common questions from BC families
Do I need different insurance if my parents land in Vancouver versus Victoria or Kelowna?
No — one policy covers your parents anywhere in Canada, regardless of which BC city they’re staying in.
Is Super Visa insurance more expensive in BC than other provinces?
Pricing is driven mainly by age, coverage amount, and length of stay rather than province, so BC pricing is broadly comparable to the rest of Canada.
What if my parent has diabetes or high blood pressure?
Many insurers still offer coverage with a stability period (commonly 90–180 days of being symptom-stable before travel). We’ll help find an insurer that fits their specific situation.
Can I buy the policy before my parents’ visa is approved?
Yes — you need to buy it first. Proof of insurance is required as part of the Super Visa application itself.
What happens if my parents extend their stay in BC?
Policies can typically be extended or renewed to match an extended stay approved by IRCC.
Ready to protect your parents’ visit?
Get a free, no-obligation quote for Super Visa insurance in British Columbia today.
📞 Call (403) 651-0012