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Monday - Saturday:
9:30 am - 6:30 pm
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Unit 108 B - 2635, 37 Ave NE,
Calgary, AB, T1Y 5Z6
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Super Visa Insurance Calgary
Calgary & Surrounding Areas
Super Visa Insurance in Calgary
Bring your family closer, right here in Calgary. We help you meet every IRCC Super Visa insurance requirement with the lowest guaranteed rates, flexible monthly payments, and honest, personalized advice — in the language you are most comfortable speaking.
$100,000+Minimum coverage
1 YearMinimum validity
Up to 5 YrsStay per entry
Same DayPolicy issued
Where We Serve
Super Visa insurance across Calgary
From our Calgary office, we help families all across the city and surrounding communities get their parents and grandparents covered, including:
- Downtown Calgary
- NE Calgary
- NW Calgary
- SE Calgary
- SW Calgary
- Airdrie
- Okotoks
- Cochrane
- Chestermere
- Strathmore
- High River
- Beiseker
Don’t see your community? We serve families across the greater Calgary area — get in touch and we will help.
The 4 Rules
What Super Visa insurance must include
To qualify for a Super Visa, Immigration, Refugees and Citizenship Canada (IRCC) requires proof of emergency medical insurance that satisfies four conditions before your parents or grandparents can board their flight to Calgary:
$
At least $100,000
A minimum of $100,000 in emergency medical coverage — most Calgary families we work with choose higher limits once they see how fast a single ER visit can add up.
1y
Valid 1 full year
Coverage must run for a full 365 days from the date your parents or grandparents land at YYC or any other Canadian port of entry.
+
Right coverage
The policy has to cover emergency healthcare, hospital stays, and repatriation for the full length of their stay in Alberta.
CA
Licensed insurer
Bought from a Canadian insurer, or a foreign insurer licensed to operate here — we only place policies IRCC will actually accept.
The Basics
What is Super Visa insurance?
The Super Visa lets parents and grandparents of Canadian citizens and permanent residents visit for up to five years at a time on a multiple-entry visa valid for up to ten years. Calgary’s Filipino, Punjabi, and South Asian communities sponsor thousands of these visits every year, and because visitors aren’t covered by Alberta Health Services, IRCC requires every applicant to carry private emergency medical insurance before they board their flight.
A single unplanned trip to a Calgary emergency room — Foothills Medical Centre, Peter Lougheed, Rockyview General, or South Health Campus — can run into the tens of thousands of dollars for a visitor with no provincial coverage. Super Visa insurance protects your family from that bill and clears the government requirement in the same step.
Coverage
What is covered — and what is not
Coverage varies by plan and provider, and we’ve reviewed the fine print on every major Canadian insurer so your parents aren’t caught out by an exclusion after the fact.
Typically covered
- Emergency hospital room & board
- Physician and specialist fees
- Emergency ambulance transport
- Diagnostics: X-rays, lab tests, MRI/CT
- Emergency prescription drugs
- Emergency and accidental dental
- Repatriation and return of remains
- Follow-up visits after an emergency
Typically not covered
- Routine check-ups and physicals
- Cosmetic or elective procedures
- Unstable pre-existing conditions
- Pregnancy and childbirth (most plans)
- High-risk sports and activities
- Conditions not disclosed on the application
- Treatment you travelled to Canada to receive
- Routine vision and dental care
Why It Matters
The real cost of care in Canada — with vs. without insurance
Without insurance, a visiting parent pays the full Calgary hospital rate out of pocket. The figures below are typical estimates for an Alberta emergency visit — actual charges vary by hospital and case — but they show exactly why $100,000 of coverage matters.
| Medical service | Approx. cost without insurance | Your cost with Super Visa insurance |
|---|---|---|
| Emergency room visit | $500 – $1,500 | $0* |
| Hospital stay (per day) | $3,000 – $5,000 | $0* |
| Intensive care (per day) | $5,000 – $10,000+ | $0* |
| Minor surgery | $3,000 – $15,000 | $0* |
| Major surgery | $20,000 – $100,000+ | $0* |
| MRI or CT scan | $800 – $2,500 | $0* |
| Ambulance | $500 – $1,000+ | $0* |
*Covered up to your policy limit, after any deductible you choose. Estimates are for illustration and are not a quote.
Eligibility
Income requirement (LICO) for the host
As the Calgary-based host, you need to show you meet the Low Income Cut-Off (LICO) for your family size. The table below reflects the federal thresholds effective July 29, 2025.
| Size of family unit | Minimum necessary gross income |
|---|---|
| 1 person | $30,526 |
| 2 persons | $38,002 |
| 3 persons | $46,720 |
| 4 persons | $56,724 |
| 5 persons | $64,336 |
| 6 persons | $72,560 |
| 7 persons | $80,784 |
| Each additional person | add $8,224 |
New for 2026: IRCC now allows a two-year lookback, so you can qualify using income from either of the two most recent tax years, and in some cases your visiting parent’s verifiable Canadian-source income can supplement yours. Ask us if this applies to your application.
Figures are published by IRCC and can change. We always confirm the current thresholds on the official Government of Canada website before we quote you.
Applying For Your Super Visa
Documents you will need for your Super Visa application
Gather these before you apply. Most delays happen when one of these is missing.
Required documents
- Evidence of the parent or grandparent relationship to the Canadian citizen or permanent resident you wish to visit (birth certificate, baptismal certificate, or other official document)
- Letter of invitation from your child or grandchild in Canada, including care and support arrangements and household size (mandatory)
- Proof your host meets the Low Income Cut-Off (LICO)
- Proof of Super Visa insurance, valid for at least one year with a minimum of $100,000 in coverage
The application form
The application form currently used is IMM 5257. Before you apply, download the document checklist so nothing is missing from your submission.
Download the document checklist (IMM 5484)
Download the application form (IMM 5257)
Forms and requirements are published by IRCC and may change. Always confirm on the official Government of Canada website before applying.
Flexible Payments
Pay monthly instead of all at once
Paying for a full year of coverage up front is a stretch for a lot of the Calgary families we work with. That’s why we set up approved monthly payment plans — you still get the same one-year policy IRCC requires, just spread across easy pre-authorized payments.
Usually the first payment, and sometimes a second, is collected up front, with the balance billed monthly after that. We’ll walk you through the exact numbers on a call before you commit to anything.
What Super Visa insurance costs
As a rough guide for a healthy applicant with no pre-existing conditions and $100,000 coverage:
| Around age 60 | ~$1,500 – $2,500 / yr |
| Around age 75 | ~$3,500 – $5,000 / yr |
| With pre-existing conditions | +30% to 60% |
Your price depends on age, coverage amount, deductible, and health. Get an exact quote in minutes.
Pre-existing conditions
Most plans will still cover a pre-existing condition once it’s been stable for a set period, often 90 to 180 days, before coverage starts. Stability rules differ by insurer, so we compare providers to find a plan that will actually pay out if your parents need it.
Refund protection
Visa refused? If IRCC denies the Super Visa application, we’ll get you a full premium refund with a copy of the refusal letter.
Heading home early? If your parents leave Canada before the policy term ends and haven’t made a claim, you can usually get a partial refund for the unused months.
Simple Process
Getting covered takes minutes
1
Tell us the details
Call our Calgary office or fill out the quote form with the applicant’s age, coverage amount, and travel dates.
2
Compare plans
We shop the policy across multiple Canadian insurers and show you the best-value options side by side, in plain language.
3
Buy & get proof
Pay in full or monthly and receive your policy confirmation the same day.
4
Submit with your Super Visa
Submit the proof of insurance with the Super Visa application. If anything about your travel dates or coverage changes afterward, call us and we’ll update it.
Why Families Choose Us
Local Calgary advice you can trust
10+ years serving Canadians
We’ve been arranging Super Visa insurance for Calgary families for more than a decade, from our office on 37 Ave NE. We know which Calgary hospitals ask for which paperwork and what IRCC actually wants to see.
Lowest price, guaranteed
We compare the same Canadian insurers every Calgary broker has access to, and we’re upfront when one plan beats another on price — you get the better rate without cutting coverage that matters.
Advice in your language
Whether you’re more comfortable in Punjabi, Tagalog, Mandarin, or English, you’ll get a straight answer with no jargon and no pressure.
Monthly payment options
Spread the premium across approved pre-authorized monthly payments that still satisfy IRCC’s one-year policy requirement.
Same-day policies
Need proof of insurance fast? We can issue your policy the same day you call.
We handle the claims too
If your parents ever need to see a doctor while they’re here, call us — we’ll walk you through the claim so you’re not doing it alone at the hospital.
FAQs
Super Visa insurance questions, answered
How much Super Visa insurance coverage do I need?
IRCC requires a minimum of $100,000 in emergency medical coverage, valid for at least one year from the date of entry. You can choose a higher limit — such as $150,000 or more — for extra protection.
Can I pay for Super Visa insurance monthly?
Yes. We offer approved monthly payment plans. You still buy the full one-year policy IRCC requires, but the premium is spread over pre-authorized monthly payments. Usually the first month (sometimes two) is collected upfront.
What if the Super Visa is refused — is the insurance refundable?
Yes. If the application is denied, you can request a full refund of the premium by providing a copy of the visa refusal letter, as long as no claims have been made.
What happens if my parents leave Canada early?
If they return home before the policy expires and have not made a claim, you can typically apply for a partial refund covering the unused portion of the policy.
Does Super Visa insurance cover pre-existing conditions?
Many plans do, provided the condition has been stable for a required period (commonly 90 to 180 days) before coverage starts. Definitions of “stable” vary by insurer, so we help you pick a plan that fits your parent’s health.
Can I buy the insurance from outside Canada?
The policy must be from a Canadian insurance company or a foreign insurer authorized to operate in Canada. A policy from an unlicensed overseas provider will not be accepted by IRCC.
How much does Super Visa insurance cost?
It depends on age, coverage amount, deductible, and health. As a rough guide, a healthy applicant around age 60 might pay $1,500–$2,500 per year, and around age 75 roughly $3,500–$5,000. Pre-existing conditions can add 30–60%. We will get you an exact quote quickly.
When does the coverage start?
You choose the start date, which is usually the day your parents arrive in Canada. Coverage runs continuously from that date for the term you buy.
Do my parents need a medical exam?
Usually not. Most plans use a health questionnaire rather than a physical exam. Answering it accurately is important, because undisclosed conditions can lead to denied claims.
Is emergency dental covered?
Most Super Visa plans include coverage for emergency and accidental dental treatment up to a limit. Routine dental care is not covered. Check your plan for specific timelines and caps.
How long is the Super Visa itself valid?
The Super Visa is a multiple-entry visa valid for up to ten years, and it allows stays of up to five years at a time — though your insurance must be valid for at least the first full year.
How fast can I get a policy?
Often the same day. Call us with the applicant’s details and travel dates and we can compare plans and issue proof of insurance right away.
What is the difference between Super Visa insurance and visitor insurance for parents?
They overlap. Super Visa insurance is a specific type of visitor insurance for parents and grandparents that meets IRCC’s mandatory minimums: at least $100,000 in coverage, a one-year term, and hospitalization, health care, and repatriation coverage. General visitor insurance for parents visiting on a regular Visitor Visa does not have to meet these same rules, so amounts and terms can be more flexible, but it will not satisfy a Super Visa application.
How do I find the best Super Visa insurance plan?
Compare several licensed Canadian insurers on price, deductible options, pre-existing condition coverage, and claims service, not price alone. We compare multiple top-rated providers for you and recommend the plan that best matches your parents’ age, health, and budget, so you get the best Super Visa insurance value rather than just the cheapest premium.
Do you have an office in Calgary I can visit?
Yes — our office is at Unit 108 B – 2635, 37 Ave NE, Calgary, AB, T1Y 5Z6. We’re happy to meet in person to walk through your Super Visa insurance options, or handle everything over the phone or online if that’s easier for you.
Ready to bring your family home?
Get a free, no-obligation Super Visa insurance quote today for your Calgary family — the lowest guaranteed price and friendly advice in your language, from an office just off 37 Ave NE.
Unit 108 B – 2635, 37 Ave NE, Calgary, AB, T1Y 5Z6 • Mon–Sat 9:30am–6:30pm
Frequently Asked Questions
How much does Super Visa insurance cost in Calgary?
Super Visa insurance costs vary based on your parents’ or grandparents’ age, medical history, and coverage amount chosen. Most applicants pay between $100 and $300 per month, with options for monthly payment plans instead of paying the full year upfront. Get a personalized quote based on your specific situation.
Is Super Visa insurance mandatory?
Yes. To qualify for a Super Visa, Immigration, Refugees and Citizenship Canada (IRCC) requires proof of Canadian medical insurance with a minimum of $100,000 in coverage, valid for at least one year from the date of entry, from a Canadian insurance company.
Can I pay for Super Visa insurance monthly instead of all at once?
Yes, many Super Visa insurance plans offer monthly payment options instead of a lump-sum annual premium, making it easier to budget for coverage.
How long does it take to get a Super Visa insurance policy?
A policy can often be issued the same day, once we have the applicant’s age, destination province, coverage amount, and any relevant medical history.
Does Super Visa insurance cover pre-existing medical conditions?
Some plans offer coverage for stable pre-existing conditions, though terms vary by insurer. It’s important to disclose all medical history accurately when applying, since undisclosed conditions can affect a claim later.
Planning for your parents’ Super Visa? Don’t forget your own family’s protection
While you’re taking care of your parents’ or grandparents’ Super Visa insurance, it’s also a good moment to check that your own family is protected. Many of our clients use this time to review their life insurance coverage as well, including no medical life insurance options if you’d rather skip the exam. As an independent broker, we can help with both at once — get a free quote for either.